Free forever — no catch

Settle up without the awkwardness

Split expenses with friends, minimize transactions, and track who owes what—all without the uncomfortable money conversations.

No credit card required • Works on all devices • Free forever

Europe Trip 2026 5 members
Pizza Night
Paid by Alex
$64.00
Airport Taxi
Paid by Sarah
€42.50
Hotel (3 nights)
Paid by You
€390.00
You are owed +$128.50

How It Works

Settle group expenses in three simple steps

1

Create a Group

Start a group for your trip, household, or event. Invite friends with a simple link—no account required to join.

2

Add Expenses

Record who paid and how to split it—equally, by percentage, or custom amounts. Supports multiple currencies automatically.

3

Settle Up Smart

Our algorithm minimizes transactions by up to 70%. Instead of everyone paying everyone, settle with the fewest transfers possible.

Smart Debt Simplification

In a group of 5 friends, instead of making 10+ separate payments, FairShare calculates the optimal path to settle everyone with just 2-3 transactions.

Without FairShare
10 transfers
With FairShare
3 transfers

Everything you need

Built for real groups, real trips, and real life

150+ Currencies

Add expenses in any currency. Automatic conversion keeps everything in sync.

Bank-grade Security

End-to-end encryption with TLS 1.3. Your financial data stays private, always.

Flexible Splitting

Split equally, by percentage, by shares, or enter exact amounts. You choose.

Works Offline

Full PWA support. View and add expenses offline — syncs when you reconnect.

Join via Link

Friends can view and join groups with a link. No download or sign-up required.

Totally Free

No premium tiers, no hidden fees, no ads. FairShare is free for everyone.

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Fewer transactions with smart settlement
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Currencies supported worldwide
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The price. Free forever, no catch

Frequently Asked Questions

Everything you need to know about FairShare

FairShare uses a smart algorithm to calculate the minimum number of transactions needed to settle all debts in a group. For example, if Alice owes Bob $10 and Bob owes Charlie $10, instead of two separate payments, Alice pays Charlie $10 directly. This can reduce transactions by up to 70%.

Absolutely. All data is encrypted at rest and in transit using industry-standard TLS 1.3. You can only see groups you're a member of, and we never share your financial information with third parties. Your privacy and security are our top priorities.

Yes! FairShare supports over 150 currencies. You can add expenses in any currency, and we'll handle the conversion automatically. Each group can have a base currency, but individual expenses can be recorded in different currencies—perfect for international trips.

Yes, FairShare is completely free to use. No hidden fees, no premium tiers, no credit card required. We believe managing shared expenses shouldn't cost you money.

Simply share a unique group link with your friends. They can join and view expenses immediately through their browser—no app download or account creation required. They can create an account later if they want to manage their own groups.

Yes! FairShare works offline as a Progressive Web App (PWA). You can view your expenses and groups without an internet connection. Changes will sync automatically once you're back online.

Ready to split expenses the smart way?

Join thousands of groups already settling up with FairShare.

Get Started Free